The foundation of a trusted payment ecosystem
How IPN governs, connects, and activates the national network
Scheme rules, secure APIs, and ecosystem onboarding work together to ensure every participant operates safely, consistently, and ready for real-time payments.
Becoming an Participant
Scheme rules and participant governance
IPN developed detailed Scheme Rules, including
- Participation criteria
- Compliance requirements
- Technical readiness standards
- Security obligations
- Pricing and fee-structure models
- Settlement logic
Get Access to IPN's Application Programming Interface
API-driven integration
IPN developed detailed Scheme Rules, including
- Real-time transaction flows
- Balance checks
- Fraud control hooks
- User verification
- Instant confirmations
- Automated reconciliation
Associate Support
Ecosystem activation and onboarding
IPN supports every participant through:
- Technical onboarding sessions
- Readiness assessments
- Early-use-case pilots
- Financial modelling
- Government sensitisation sessions
- Industry workshops