How IPP Works for Users
Pay and Receive on Any Device
One unified network connecting banks, wallets, and communities nationwide.
Features
Works On Any Device
The platform is purposely built to support USSD for users with limited mobile data or banking apps, ensuring universal accessibility.
One Network, Many Providers
Users can pay anyone, regardless of their bank, wallet, or mobile money operator. IPN unifies every financial provider into a single interoperable network.
Instant money transfers
Payments are processed in real time. Whether it's a taxi driver, pensioner, vendor, or SME, the payment reflects immediately where it needs to go.
Financial access without barriers
Low-cost, secure payments anywhere you go
IPN is designed to keep fees low for every user, reducing the financial burden on people in rural and informal communities who often face high banking costs. Every transaction is secured through central-bank governance and strong fraud controls, while convenient cash-in and cash-out points at agents, merchants, and branches ensure seamless movement between cash and digital money whenever needed.
The Problems We Solve
General public, Freelancers, Businesses and more
Rural farmer: receive payments instantly from anywhere, no travel, no cash.
Students: send and receive money easily, no internet needed.
Informal merchants: accept instant payments and serve more customers with less risk.
Commuters and workers: make secure payments anytime, anywhere, even on the move.
Commercial farmers: pay workers and suppliers instantly, keep operations running smoothly.
Micro-entrepreneurs: grow your business with fast, cashless payments.
